1953 Top startups in Western Africa for July 2026

OPay offers a mobile payment service and consumer platform that enables users to send and receive money, pay bills, and order food and groceries. By providing smart financial services, OPay empowers users to manage their finances more effectively and accomplish more with their money.

Moniepoint is a financial technology company that provides digital financial services for businesses. The company's services include payment solutions, banking services, credit provision, and business management tools that assist in financial transactions and operations.

Flutterwave provides a payment infrastructure for merchants and payment service providers. They offer an online marketplace for businesses to list their products and services for sale. They provide payment tools, including a smart payment ordering system for businesses to accept payments.

PalmPay is a fintech company that offers digital payment services for consumers and merchants.

Wave mission is to make Africa the first cashless continent in the world On a continent where more than half of the population does not have a bank account, Wave offers the first network of financial services without account management fees, available instantly and everywhere! Wave is the first Francophone Africa Unicorn.

Moove is a mobility fintech that provides revenue-based vehicle financing to mobility entrepreneurs, democratizing vehicle ownership across Africa. The company embeds its alternative credit-scoring technology onto ride-hailing, logistics, and last-mile/instant delivery platforms, which allows access to proprietary performance and revenue analytics of mobility entrepreneurs to underwrite loans.

Phoenix uses tabs to allow you to browse securely and hide your activities from others without leaving a digital trail.

Reliance Health uses technology to make quality healthcare more affordable and accessible in emerging markets. Using an integrated approach that includes affordable health insurance, telemedicine, and a combination of partner and proprietary healthcare facilities.

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SpiroNet is an electric motorcycle and scooter company that is revolutionizing the two-wheelers sector in Africa. They offer custom-made ebike solutions that support the specific needs of each country, and they are committed to making better choices than conventional mobility and encouraging mass adoption of electric vehicles.

Chowdeck is a food delivery service and marketplace to buy meals from a wide range of restaurants. The company provides a platform that combines logistics, payments, inventory management, and real-time performance tools that allow businesses to develop a better delivery experience for their customers.

mPharma offers solutions to health insurance and pharmaceutical companies to make it easier for patients to afford their medications. It aims to increase patient access to high-quality medications. mPharma partners with drug manufacturers, insurance companies, financial institutions, and governments to deliver prescription drugs directly to consumers in emerging markets. They provide doctors, patients, and pharmacists access to a network of high-quality chronic disease medicine at sustainable prices. The company was founded by Gregory Rockson (CEO), Daniel Shoukimas (CPO), and James Finucane (CTO) in 2013.

Autochek is an automotive technology company that aims to build digital solutions.

Empowering customers in Africa to easily access their data, this startup provides a seamless and secure platform for managing personal information. With a user-friendly interface, it ensures data privacy and convenience for all users.

Wave mission is to make Africa the first cashless continent in the world On a continent where more than half of the population does not have a bank account, Wave offers the first network of financial services without account management fees, available instantly and everywhere! Wave is the first Francophone Africa Unicorn.

Cashbuddy revolutionizes payment processes for African businesses and individuals, making it easy to send and receive local and international payments. With a focus on revenue assurance, fraud prevention, and customer retention, Cashbuddy simplifies offline payment collection to drive business success.

Moove is a mobility fintech that provides revenue-based vehicle financing to mobility entrepreneurs, democratizing vehicle ownership across Africa. The company embeds its alternative credit-scoring technology onto ride-hailing, logistics, and last-mile/instant delivery platforms, which allows access to proprietary performance and revenue analytics of mobility entrepreneurs to underwrite loans.

Smartcash PSB is a Payment Service Bank that offers digital financial solutions. The company provides a platform for instant money transfers to any mobile number or bank account. It also allows users to recharge or buy data for themselves and others. Smartcash PSB is a subsidiary of Airtel Africa PLC and operates in the financial services industry. The company also offers support services through phone and email for customer inquiries and fraud reports.

Food Concepts Pioneer Limited owns and operates bakeries which produce baked goods.

Intelics Solutions is Africa’s largest Information Technology Enabled Services company, a Joint venture between Writer Business Services Private Limited, Asia’s largest & amongst top 7 worldwide Information Management Service provider & IAL Nigeria Limited, Nigeria’s oldest & largest Move Management Company. Through their services they offer business value to their customers by combining operational excellence with deep domain expertise across the entire spectrum of vertical, including Banking & Financial Services, Insurance & Healthcare, Manufacturing & Pharmaceuticals, Retail and Shipping & Utilities. Their Business Process Service offerings helps organizations move faster – by simultaneously being more innovative & efficient. By leveraging their synergies across business processes, technology & consulting services they are able to ensure & deliver customer-centric environments.

PalmPay is a fintech company that offers digital payment services for consumers and merchants.

Boomplay is an African-focused music and video streaming platform developed by Transsnet Music Limited. The company offers a freemium model with both free and premium subscription options, providing users access to over 110 million tracks from more than 7.5 million artists. The service is available on web, Android, iOS, and KaiOS platforms, and has established a strong presence across sub-Saharan Africa with offices in Nigeria, Ghana, Kenya, and Tanzania. Boomplay has secured licensing agreements with major record labels including Universal Music Group, Warner Music Group, and Sony Music, enhancing its extensive music catalog. The company is headquartered in Ikeja, Lagos, Nigeria.

Jiji, Africa's top classifieds marketplace, expanded to four new countries in 2019 after being acquired by OLX. With over 8 million monthly unique users, Jiji is a leading platform for buying and selling goods in Nigeria and beyond.

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