Ripple Gateway by SnapSwap Inc. is a service that allows customers to top up Ripple wallets with US dollars and to withdraw dollars to US bank accounts. Ripple wallet transactions are free, instant and irreversible.
Ripple is the payment network, that supports any currency, including its' own (XRP). Merchants can process payments globally, without fees or license, and cross-currency exchange happens without intermediaries. Ripple technology is delivered by Ripple Labs, Inc. backed by Peter Thiel, Marc Andreessen and Google Ventures. The team is comprised of the chief architects behind Bitcoin.