Peercover allows for the speedy trading of fiat and crypto-currencies via the Ripple Gateway Simple Gateway and is the leader in peer to peer insurance (peer coverage). Peercover allows any person to found, own, and invest in digital assets online governed by Companies (algorithmic profitable frameworks) and Offers (attach to companies to invest in and make more attractive). The user base of 1,400 (10% growth rate per week) actively trades crypto-currency and actively consumes peer to peer technologies. Peercover is one of the first decentralized trading platforms for NXT, Bitcoin, and Litecoin and also does direct XRP and soon Bitcoin sales via credit card. Peercover also affiliates Bitcoin to XRP purchases and hosts one of the first third party Ripple wallets integrated into a full asset platform. The Peercover brands/products includes Peercover, Simple Gateway, and GetFirstCoin.