MONDO will launch initially with a core saving and investing app for iPhone and Android. The app automatically transfers small change (e.g., 50 cents) from MONDO Members’ checking accounts to their savings accounts – or preferably to MONDO investing accounts – every time they use their debit card, write a check, or deposit money. MONDO is productizing the classic financial principle, “pay yourself first.” The app will include fun, game-like features that reward Members for their good savings behaviors. It also helps Members support their friends who are trying to save with social sharing features. Next up, we'll launch a no-fee MONDO Credit Card product, rebating 1.5% on every transaction. Those savings will also be reinvested in our Members’ MONDO investing accounts, thus helping them to build real financial assets over time. Looking forward, MONDO will add new financial products (i.e., Roth IRA, HSA, loans, etc.) as well as robust educational and community content.