Kreditech uses big data and complex machine-learning algorithms to serve a simple mission: make faster, better, more sustainable credit decisions. The technology identifies and scores individuals online in seconds; fully automatized and based on up to 15,000 different data points. Via its platforms Kredito24 and Zaimo the customer is able to run through the application process and to receive the money on the bank account or directly at the next ATM in less than 10 minutes. Customers can apply for short-term and long-term loans, prepaid credit cards, and many other financial products in countries all around the world. Including Poland, Spain, Czech Republic, Russia, Mexico, Australia and Peru. Boosted with >25 million USD venture and debt capital, a team of over 120 passionate employees from more than 30 different nations work to develop the future in digital banking.