ILC (ItsLikeCash) makes paying with “CASH” safer, more convenient and finally ECommerce-enabled for the millions of cash transactions occuring daily outside the banks. ILC is the clearinghouse for "cash" payments like First Data, TSYS and Fiserv are clearinghouses for card payments. ILC extends the benefits of Epayments to the poor/unbanked (cash-payers). ILC's OS uniquely works across ANY telephone, even landlines, but more importantly, monetizes "cash" payments - finally. US Patent #8275714.