The product helps customer pay on the go without having smartphone, apps, or NFC capability or a data plan. The Merchant does not need to by fancy equipment to have merchant transactions. The merchant also send localized coupons and promotions to the users in their zip code or adjacent zipcodes.
The pay by text systems not only is easily adaptable but is also an efficient tool for promotion and Marketing.
I am in development stage and I am looking for Incubator (guidance and Support) and eventually money to promote and market the product).