We offer people the ability to receive financing in exchange for a fixed percentage of their income for a fixed period of time in which they are working.
Consider the following example:
Adam just graduated college and needs a $25,000 investment to retire his student loans and avoid the inherent risk and pressure of debt.
Bashar & Fadia’s estimates Adam will earn on average $60,000 annually over the next five years.
If Adam commits to paying 9.6% of his income over the next 5 years he is working, and our prediction of $60,000 average annual income is correct, Adam's payments will earn an investor, who finances Adam with $25,000 today, an 8% annualized return.
Bashar & Fadia's is an online marketplace that brings together applicants and investors who want to use our financing method.
We earn money through charging a fee on funds raised on our site.
We're like a kickstarter for people instead of projects.