Risk Mitigated peer to peer lending with our network to help create opportunities around the world.
Billions of people are poor with no access to banking.
However 87% of the world have mobile phones.
Developing economies are predicted to grow at about 7% per year
If one has a savings bank account in a developed economy one gets almost no returns.
In developing economies borrowers pay unto 100% interest rates with money lenders..
We have low operating costs, minimal regulatory constraints and a data-driven model, we are giving borrowers easier access to credit, and answering the needs of yield starved investors.
AAAcha appoints agents in small geographical areas in high growth economies.
Makes a selection of borrowers
We list these borrowers on our website
The investor lends their money to these borrowers.
We act as a platform and provide risk mitigation and ensure the lender gets paid back in monthly instalments.